Endorsements and Certifications
Endorsements
Our counseling agencies are approved by the U.S. Department of Housing and Urban Development (HUD).
HUD-approved housing counseling agencies help families understand the home purchasing process, what steps to take to fix budgeting and credit problems and how to avoid predatory lending practices.
In order for an agency to apply for HUD approval, it must meet the following criteria:
- Must have 501(c)(3) tax exempt status from the IRS. In other words, it must be a not-for-profit organization.
- Must have a clear, concise and comprehensive housing counseling and education program.
- Must have demonstrated that it has the resources to run a successful housing counseling program.
- Must have been in existence for at least one year prior to application.
- Must actively serve the needs of its local community.