How We Can Help
About 888-995-HOPE™
The 888-995-HOPE™ hotline has a single mission: to help more homeowners avoid foreclosure. Provided by the Homeownership Preservation Foundation, the Homeowner's HOPE™ Hotline has provided answers, education and counseling to more than 2.4 million homeowners since 2002.
The Foundation is not a mortgage company. We are an independent, third-party resource that has assembled a not-for-profit network dedicated to helping homeowners avoid foreclosure.
The help we offer is free.
Financial support for the Homeowner's HOPE™ Hotline is provided by the Homeownership Preservation Foundation, a Minneapolis-based 501(c)(3) nonprofit.
Wondering about Making Home Affordable or other new government-supported programs?
If you qualify for the recently announced programs, you may not need counseling from the Homeowner's HOPE Hotline. Please call your mortgage company to get started. You can find the phone number on your mortgage loan payment coupon or statement.
If you don't think you qualify for these particular programs, there are still many options available to you. Call a counselor at 888-995-HOPE™ to learn more.
Beware of Foreclosure Rescue Scams - Help Is Free!
There is never a fee to get assistance or information about Making Home Affordable from your lender or a HUD-approved housing counselor. Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan. Do not pay – walk away! Beware of anyone who says they can “save” your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt. Never make your mortgage payments to anyone other than your mortgage company without their approval.
If you have already missed one or more mortgage payments - contact your mortgage lender immediately or call 1-888-995-HOPE (4673) to reach a HUD-approved housing counselor. HUD-approved housing counselors can help you evaluate your income and expenses and understand your options - and - this counseling is FREE.
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